6. In-Game Currency and Transactions

6.1 Virtual Currency and Items 

 

 Cosmo Crafter may offer virtual currency (“Credits”) and virtual items (“Items”) that can be purchased with real money or earned through gameplay. 

 Credits and Items have no monetary value outside of the game and cannot be exchanged for real currency or assets. 

 

 6.2 Purchases and Payments 

 

 By making a purchase, you represent and warrant that you are authorized to use the payment method provided. 

 All payments are processed securely through approved third-party payment processors, and the Company does not store your payment information. 

 Prices for Credits, Items, or subscriptions may change at any time without prior notice. 

 

 6.3 No Refunds 

 

 Purchases of Credits, Items, or subscriptions are generally non-refundable, except as required by applicable laws or outlined in the  Refund Policy . 

 

 6.4 Limited License 

 

 Any Credits or Items purchased or earned are licensed to you for personal, non-commercial use and remain the property of the Company. 

 

 6.5 Fraudulent Transactions 

 

 Fraudulent transactions, including chargebacks, will result in account suspension or permanent banning, and legal action may be pursued. 

 

 6.6 Modification of Virtual Items 

 

 The Company reserves the right to modify or discontinue Credits, Items, or their functionality at its sole discretion without prior notice. 

 

 6.7 Trading and Transfers 

 

 Trading or transferring Credits, Items, or accounts outside of the game’s authorized systems is strictly prohibited. 

 Unauthorized trading or transfer attempts may result in account suspension or termination. 

 

 6.8 Subscription Services 

 

 Cosmo Crafter may offer subscription-based features or benefits. Subscription fees are charged periodically as stated at the time of purchase and will auto-renew unless canceled. 

 You may manage or cancel subscriptions through your account settings or the platform where the subscription was purchased. 

 

 6.9 Tax and Fees 

 

 You are responsible for any applicable taxes or fees related to purchases or subscriptions.